More Approvals, Easier Integrations, Increased Revenue
Stop losing sales to BNPL partners who won't finance digital offers. Payva was built for the creator economy.
payva for
Platforms
Features
Why
CopeCart
Integrated With payva
Payva offers seamless checkout, stability, and is purpose-built for the unique needs of the creator and digital economy.
More Transactions
Payva offers you up to 99% payment plan approval rates, increasing transaction volume on your platform.
Payment Plans
Payva provides customers with flexible payment plans, allowing them choose the best option for their needs.
BNPL Stability
Stop chasing financing partners that don't like the creator industry. Payva is built to support the sustained growth of the creator economy.
Easy Checkout
Payva offers a user-focused checkout experience, flexible payment options, and high approval rates to minimize abandoned carts.
Developers
Integrate in Days With payva's SDK
More approvals, Easier integrations, increased revenue - welcome to Payva.
1import { useEffect, useRef, useState, useCallback } from "react";
2import Payva, { CheckoutToken } from "@payvatech/payva-js-sdk";
3
4const App = () => {
5 const payvaRef = useRef<Payva | null>(null);
6 const [checkoutToken, setCheckoutToken] = useState<CheckoutToken | null>(null);
7 const [orderId, setOrderId] = useState<string>("");
8
9 const handleCheckoutSuccess = useCallback((data: any) => {
10 console.log("🎉 Payment Successful!", data);
11 }, []);
12
13 const handleCheckoutFailure = useCallback((data: any) => {
14 console.error("❌ Payment Failed!", data);
15 }, []);
16
17 const handleCheckoutClose = useCallback(() => {
18 console.info("ℹ️ Checkout closed");
19 }, []);
20
21 const createCheckout = async () => {
22 const payload = {
23 merchantId: "32c6bc8db630b9c1680cfbe750b35f664792asfd213",
24 orderId: orderId || "default-order-id-fallback",
25 customerDetails: {
26 firstName: "John",
27 lastName: "Smith",
28 email: "johnsmith@payva.com",
29 },
30 salesTax: "400.00",
31 amount: "9500",
32 redirectUrl: "https://payva.com",
33 platformProducts: [
34 { productName: "Product", price: "9000" },
35 { productName: "Product - Add On", price: "500" },
36 ],
37 };
38
39 try {
40 const response = await fetch("https://api.sandbox.payva.com/checkout/create", {
41 method: "POST",
42 headers: {
43 "Content-Type": "application/json",
44 "x-api-key": "API_KEY",
45 "x-secret-key": "SECRET_KEY",
46 },
47 body: JSON.stringify(payload),
48 });
49
50 if (!response.ok) {
51 throw new Error("Failed to create checkout");
52 }
53
54 const data = await response.json();
55 setCheckoutToken(data);
56 console.log("✅ Checkout created:", data);
57 } catch (error) {
58 console.error("❌ Error creating checkout:", error);
59 }
60 };
61
62 useEffect(() => {
63 const payvaInstance = new Payva();
64 payvaRef.current = payvaInstance;
65
66 payvaInstance.on("checkoutSuccess", handleCheckoutSuccess);
67 payvaInstance.on("checkoutFailure", handleCheckoutFailure);
68 payvaInstance.on("checkoutClose", handleCheckoutClose);
69 }, [handleCheckoutSuccess, handleCheckoutFailure, handleCheckoutClose]);
70
71 return (
72 <div className="App">
73 {/* UI goes here */}
74 </div>
75 );
76};
77
78export default App;
79Payva Checkout
The Payva Checkout Process
Created with the user in mind, Payva's checkout process is designed to be simple and intuitive. With a streamlined plan selection process, we help increase your revenue and reduce abandoned carts.
Add Our Checkout Button
Payva integrates seamlessly with platforms to help reduce checkout abandonment. All a user has to do to is select the 'Checkout With Payva' option.
Add Our Checkout Button
Payva integrates seamlessly with platforms to help reduce checkout abandonment. All a user has to do to is select the 'Checkout With Payva' option.
Checkout
Full Name
Phone
Address
Total
Customer Authentication
Payva offers a frictionless and unified login that guides both new and existing customers to either their plan selection and checkout or to a short onboarding experience.
Customer Authentication
Payva offers a frictionless and unified login that guides both new and existing customers to either their plan selection and checkout or to a short onboarding experience.
Soft Credit Check
After the user is authenticated, Payva conducts a consented, zero-impact soft credit check to ensure they are in good standing before providing plans.
Soft Credit Check
After the user is authenticated, Payva conducts a consented, zero-impact soft credit check to ensure they are in good standing before providing plans.
Zero-Impact To Your Customer's Credit Score
End-to-end encryption ensures your customers' personal information is secure and private throughout the process.
A Fully Safe & Secure Checkout Experience
End-to-end encryption ensures your customers' personal information is secure and private throught the process.
Quick & Immediate Credit Check Results
Payva provides real-time credit underwriting results to your customers, reducing abandoned carts and getting you paid.
Optimize Your Customer Approvals
Payva gives creators the ability to maximize their customer's approvals by selecting to approve all or just top-tier applicants.
Customer Selects Their Plan
Based on the user's credit profile, Payva offers a selection of custom payment plan terms for your customers to choose from.
Customer Selects Their Plan
Based on the user's credit profile, Payva offers a selection of custom payment plan terms for your customers to choose from.
Many Ways To Pay
Payva will present tailored options for your customers to choose from based on their approvals.
Users Select The
Plan's Term Length
Payva empowers the user to select the term length that best suits them, whether it be a "Sprint" or a "Walk" with us.
Simple and Intuitive
Plan Selection
Payva handles every aspect of your customer's payment, from checkout to final payment, ensuring your business thrives.
Terms Review and Agreement
We always present the plan's agreement and terms in a transparent and simple way, ensuring there's zero-confusion and that your customers are confident in purchasing with Payva.
Terms Review and Agreement
We always present the plan's agreement and terms in a transparent and simple way, ensuring there's zero-confusion and that your customers are confident in purchasing with Payva.
Where Applicable, Taxes & Fees Paid Upfront
View the summary of the terms, taxes, and fees.
First Payment is Paid
With A Debit or Credit Card
We collect the first payment with a debit or credit card to ensure authenticity, then give users the option to update their payment method after their purchase is completed.
Payment Confirmation
And just like that, your customers are now enrolled utilizing Payva, and are ready to be onboarded into your program.
Payment Confirmation
And just like that, your customers are now enrolled utilizing Payva, and are ready to be onboarded into your program.
You're Approved
Congratulations on your new payment plan!
It ain't no fun if the homies can't have none”
Snoop Dogg
F.A.Q's
Frequently Asked Questions
Payva is the friendlier Buy Now, Pay Later partner - built for the digital economy.